How much will the program cost?
There are many factors that determine the cost of our various plans.
Included are:
*Which plan would you like to enroll in as we offer six different plans.
*How many weeks you are on the plan you choose.
*The frequency of Medical Services in the plan you choose.
* Any medical problems you may have which may determine a recommendation for us on which plan to choose.
*How many options you may add including Medications, Lipovite, and Weight Maintenance.
At your Free Consultation all plans and options will be presented to you so you can make an informed decision. There is no pressure at the Consultation and the staff member you see truly understands the decision you are making as all of our Staff at The Ageless Center has lost a significant amount of weight.
Will my insurance cover the plan?
There are many variables and factors in the complex world of health insurance. Most providers have so many different plans that we cannot give general advice to our patients.
We will provide you with a “super bill” for your insurance company. This is signed by our physician with proper coding and any other requirements.
You can then submit the bill to your Insurance Carrier for reimbursement. Although we do not see any monies ourselves, we do know that over 50% of our patients do get reimbursed for medical fees.
The IRS does allow Flexible Spending Accounts to be used for Medical Weight Loss Plans and many of our patients have used this to pay for some of their program. Proper documentation is required in order to use this benefit. We will help you through this process. If you have a “Flex Plan” though your employer, check with your Benefits Administrator to see how this will benefit you.
Is my Medical Weight Loss Program tax deductible?
Most of it is. The IRS will allow people who are diagnosed by a physician as being obese to deduct the costs of the services in this program. The revenue ruling, IR 2002-19, approves the fees related to services (i.e. medical services and nutrition education meetings) when they are occurring for medically valid reasons. A person must be under the guidance of a physician in order to qualify. The ruling does not cover the cost for foods or Meal Replacements, which people would have to pay for regardless of their weight. The ruling was intended for taxpayers claiming medical expenses in excess of 7.5% of their adjusted gross income as a personal deduction on individual taxes. It is important to note the ruling does not apply to weight loss services that are aimed at improving a person’s appearance or general health. Those services are non-deductible, and health clubs and spas are not viable treatment options under this ruling.
For further information, click on http://www.irs.gov/pub/irs-news/ir-02-40.pdf
What are the payment options for my program?
We offer many options including all major credit cards, and Care Credit® a financing option from General Electric which offers you up to 12 months with no interest and many other financing options.
Visit www.carecredit.com for more information on their financing programs.
At your Consultation, we will show you all options and find one that best suits you.